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Any extra information can be added from your desktop PC web browser after logging into the Encircle website or do it with the app. Now, you can take photos of assets such as individual items of furniture or appliances and electronics items in each room. Closets should be accessible with clothing and linens ready for pictures. In regard to clothing, we respect your privacy and will only inventory items you wish to include. We encourage you to include any expensive suits, dresses, coats, etc…, as insurance companies prefer to have full documentation.

You can keep track of your home’s insurance policies & property assessments, create alerts on home maintenance and keep records of those maintenances. It will also hold digital manuals, receipts & warranties for appliances.

  • Simply put, homeowners insurance is more expensive than renters insurance because it covers more property, property that is more vulnerable to perils and property of higher value.
  • Consequently, the destruction of an average home in a covered event, also known as a total loss, is much more costly than the total loss of the average person’s personal belongings.
  • Further, while renters insurance only covers your belongings, homeowners insurance covers both your home and belongings.
  • The dwelling is much more susceptible to perils than the personal belongings protected inside the home and, in most cases, costs much more to rebuild than personal property would cost to replace.

Any private information that we have on paper will either be shredded or provided to you in your package. If documenting outbuildings will cause us to exceed the agreed upon time, you can determine whether we should stop or continue at our hourly rate.

Once your inventory package is ready, we will call to set up an appointment and personally deliver it to your home. Helpful resource. For future versions, you can go to the Garmin Express download page and directly get it from there. We’ll review the package, which typically takes approximately 15 minutes and collect the final payment.

We do our absolute best to finish your home, garage and outbuildings within the time allowed however forgotten items may be discovered during the inventory process, requiring additional time to document. Upon arrival for your scheduled appointment, we will request a walk-through or your home. We will ask that you point out items of interest, such as collectibles, items in storage areas, etc… This will provide an opportunity to get to know us and give you a comfort level with having us in your home. The walk-through will also provide us with a better feel for your home contents, the level of detail required and the estimated time required.

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An inventory is especially important for insurance purposes. When you make an insurance claim for damaged, lost, or stolen property, your insurance policy will require you to show the quantity, description, and possibly the amount of loss associated with each item. You may also be asked to provide copies of bills, receipts, or other documentation to support your figures. If you omit some items or fail to include an adequate description of others, you may receive less than full compensation for your losses. Relying solely on your memory can be an expensive mistake.

It typically takes 3 business days to prepare your final package following the on-site inventory. Following your on-site inventory we will take the recorded data back to our office, upload the photos, and update our secure business software. We will then create your comprehensive inventory package containing printed reports, Data CD, Protection Plus Software and Client Information Package. Please see the ‘Comprehensive Inventory’ section of our site for full details.

You can always come back to it later and add extra information when you get time. The more detail you provide, the better value you will get from your inventory. Another useful feature is you can select from a manufacturer and model list and the app will fill in extra details for you from the Internet. Later, you can add serial number, price or estimated value and warranty details.

In my opinion, there are many other aspects of this app that make it worth the money, even if you don’t use it for organizing and inventorying your preps. For example, you can enter in book & dvd collections just by scanning the bar code. The program will use the internet to gather the info automatically for you.

2021-01-11T14:59:28+00:00

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